Fastest Online Loan Upto Rs 1L 4

Fast Loan is a personal loan platform (lending app) designed to assist:

• Low income earners who receive their income in bank accounts but lack income proof
• Micro and small business owners facing challenges in accessing quick online loans
• Individuals seeking instant loans up to Rs 1 lakh within 1 day

With Fast Loan, applicants can secure instant personal loans up to ₹1 Lakhs without the need for income proof.

Fast Loan offers:

• Access to no income loans
• Completely digital and seamless process
• Upload of only PAN & address proof as required documents
• Instant Approval in under 1 minute
• Opportunities to enhance financial literacy and improve financial situations

Accessing a loan through Fast Loans is a hassle-free process. Applicants can secure their loan in just three simple steps:

• Provide Basic KYC Details & PAN Document: Describe personal and professional information
• Review loan offer: Select a tailored loan plan based on individual needs
• Easy Repayment Facility: Set up automatic debits for EMI payments, leaving the rest to us

Highlights:

• Loan Amount (minimum to maximum): ₹20,000 to ₹1,00,000
• Loan Period (minimum to maximum): 6 months to 24 months
• Annual Interest Rate, APR (Minimum to Maximum): 16% - 34% per Annum (subject to customer's credit profile)
• Processing Fee: 2.5 - 5% of the loan amount

Sample APR Calculation:
For a loan of Rs. 100,000 at a 20% interest rate per annum for a tenure of 12 months with a one-time processing fee (2% of the loan amount), the monthly EMI will be Rs. 9263/-. The net credited amount after deduction will be Rs. 98,000 with a total repayment amount of Rs. 1,11,161/-. This scenario leads to an APR of 24%.

Positive Criteria for Loan Applications:

• All Indian citizens above the age of 18
• Net Monthly Income ≥ ₹20,000
• An active bank account
• CIBIL ≥ 650

We cater to over 250 cities in India including Bangalore, Mumbai, Chennai, Delhi, Hyderabad, Pune, Kolkata, Jaipur, Madurai, Indore, Chandigarh, Gurugram, Coimbatore, Ahmedabad, Kerala, and more.

Key important disclosures:

• We do not provide pay-day loans or loans with less than a 90-day repayment period as per Google Policy.
• No private data, such as SMS logs or contacts, is collected without explicit disclosure. Any collected data is disclosed transparently regarding its usage in our mobile app journey.
• We do not engage in unauthorized publication of SMS logs or Contacts. Only transactional SMSs are read to assess creditworthiness and offer amounts.
• Your privacy and data security are our top priorities at Fast Loan. All transactions are secured with 128-bit SSL encryption and firewalls controlling APIs with multi-level authentication and authorization procedures.

Prominent Disclosures:

Our Lending Partners:
Lendingkart Finance Limited (NBFC partnership link: Lendingkart Partnership Page)

Registered Office address:
501-A Pinnacle Corporate Park, BKC Bandra (East),
Vill Kole Kalyan, Near Trade Centre Mumbai - 400051

Contact developers@go-upwards.com for any inquiries.